Are your funds working for you as hard as you worked for them? If you are unhappy with your rate of return, then continue reading. Whether you are still active in the business world or retired, you are about to be delighted.
The typical successful business owner is busy. Are you so busy running your business that you don’t have the time to properly manage and/or trade your excess funds? These funds include your personal funds, funds in your qualified plans (for example, IRA, 401(k) and profit-sharing) or others that are your responsibility.
During my 50-plus years of practicing as a CPA/lawyer, many of my clients have poured their hearts out to me. I have gotten to know their problems—business, as well as personal—and their goals, visions and frustrations. Can you guess the biggest frustration of most successful business owners (even after they’ve retired)? Hint: It’s not about their business.
They vent variations of this question: “Irv, how do you increase the rate of return (without putting my capital in jeopardy) on my available assets?” Frustration abounds.
I don’t know everything. Sure, I have great expertise in legally beating up the IRS when it comes to the gift and estate tax and, to a lesser degree, the income tax. But what should you do with those extra assets? I have been frustrated through the years because I did not have an answer to this question.
Throughout the years, with the advancement of computer technology and high-speed computers, we have all heard that fancy term “program trading,” but we thought that only the very high-net-worth investment banking houses could take advantage of such programs. In essence, program trading is nothing more than highly sophisticated computer model software that has been applied to various markets to do quick, real-time trading. Just as computers have revolutionized our lives and industries, they have also revolutionized the trading/money management arena.
The following are the six most important criteria in program-trading/money management technique software:
1. Total liquidity. You should have the ability to add or take money out of your account at any time as if it were your own private bank account.
Note: This private bank concept is extremely important to businesses that accumulate excess cash from time to time, but must suffer paltry rates of return until the cash is needed again for business operations.
2. Total control. You—only you—can take money out of your account.
3. Good annual rate of return. This clearly means different rates to different groups. Most people are satisfied with 6 to 9 percent, the next group wants 10 to 14 percent and a small group wants 15 percent or more.
4. Trades automatically. This means the account holder would not have to spend time managing the account. The software would generate/trigger/manage all trades automatically.
5. Cost for use (or lease) of software. Most people do not want to spend money up-front. They want to pay only if it performs.
6. Minimize risk. One sad fact is undisputed: Markets—whether they are stock or commodity—are a constant rollercoaster ride. The software must minimize this effect and/or take prudent advantage of it.
Are you ready for this? We have discovered proprietary software that manages your money in such a way as to accomplish all six of the above criteria. The software is called (based on our suggestion) “Your Private Bank Trading Software.” Since March 2002, the software has been managing accounts on a monthly rental basis. (Rent is paid monthly as a percentage of profits. There are no other costs or fees.) The software trades/manages hundreds of accounts. To date, none of the accounts has ever had a losing month. On average, the accounts have a net earning (after monthly software rental costs) in the range of 4 percent per month. So far, the lowest monthly earnings (after rental costs) were 2.8 percent and the highest were 7.6 percent. Remember, past results do not in any way predict future results.
Note: Volatility is the software’s best friend. The higher the volatility, the more likely the accounts will enjoy a higher rate of return.
Of course, you are saying to yourself, “This sounds too good to be true.” That was exactly my thought when I first heard about the software. But admittedly, I was intrigued not only for my readers, but for myself. So, I opened my own account using the software. My goal was to verify the percentage results shown above. Yes, it’s true, the rates of return in my account are right in line with the above percentages. I’m a happy camper.
My suggestion is to send for more information like I did. Then judge for yourself.
To learn more about the software, send a fax to 847-674-5299. Make sure to include your name, address, phone number and the nature of funds (personal, company, IRA, other). Also, be sure to include your estimated original funding amount (minimum $100,000) for your account. Please write “Your Private Bank Trading Software” at the top of your fax.